Execute the risk logic built at origination. Every covenant, every EWI, every Risk Hypothesis becomes a live monitoring obligation. Deterioration triggers calibrated response. Calibrated response, not panic. Not ad-hoc workouts.
Five activities. Continuous through the life of the facility, with monthly desktop reviews and quarterly analytical sweeps. The output is an early warning that flags deterioration before it becomes a loss.
Every indicator traces to a hypothesis
Loan signals lifted to book-level patterns
Calibrated response, not panic
Inflows, outflows, reason codes tracked
Decision rights and escalation log
Monitoring is judgement, not data extraction. Seven signals from three live facilities. Classify each as noise, trend, or risk. Pick the Recovery Ladder rung. Q-Lana reveals the practitioner view after each one.
Seven signals from three live facilities. Classify each as noise, trend, or risk. Pick the Recovery Ladder rung. Q-Lana reveals the practitioner view after each one with reasoning and a cross-phase trace back to the originating hypothesis.
Launch the demo →Five tools turn live facilities into anticipatory action. Each is built from decades of advisory work where the workout always cost more than the warning. We help you pick the ones that fit your process.
Five-section template: client info, visit schedule, performance indicators with RAG coding, behavioral observations, action log. Every indicator traces back to a Phase 3 covenant or EWI.
Excel-based portfolio-level visibility. EWI Pressure Index. Watchlist inflows and outflows. Sector hotspots. Lifts loan-by-loan signals into book-level pattern recognition.
Eight-section, one-page format. Forces the analyst to state the signal, classify noise vs. trend vs. risk, reference the Risk Hypothesis it touches, and recommend a Recovery Ladder rung.
Four-rung response framework: Green, Amber, Red, Special Servicing. Tabular CAP with owner, timeline, measure. Escalation Log with risk level and decision rights. Replaces ad-hoc workouts with proportionate response.
Five-layer review architecture: continuous event-based, monthly desktop, quarterly analytical, annual comprehensive, ad-hoc trigger. Each layer carries its own deliverable.
Add quote from a Portfolio Risk Manager. Theme: how the Recovery Ladder reduced surprise downgrades and aligned the workout team.
[Name, Title, DFI or Bank]
Every signal is noise until proven otherwise. Every covenant breach is calibrated. Every escalation has a defined rung and a defined owner. Monitoring is where the structuring discipline pays off, every week, every month, across the book. The work done at Phases 2 and 3 lives or dies here.
Forty-five minutes. We sit through your Monday watchlist meeting and show you which signals were noise, which were trend, and which would have triggered a Recovery Ladder rung.
Curated news with practitioner commentary. One Deep Dive. One applied tool. Read in fifteen minutes. Used the same week.